This Air Fryer Banana Cottage Cheese Toast is one of those recipes that looks fancy, tastes amazing, and takes just minutes to make. It’s sweet, creamy, crispy, and packs a good hit of protein to keep you full. Super satisfying and you don’t even need a ton of ingredients.
If you’re tired of the same old breakfast or snack, this is a delicious upgrade. It’s like banana bread and cheesecake had a crispy toast baby—and it comes together in less than 10 minutes.
Why I Love This Recipe
This one takes me back to the mornings I needed something cozy but also felt like switching it up from oatmeal or cereal. I love how simple it is, but it still feels special—like café food you made at home.
- Only 5 ingredients
- Made in under 10 minutes
- Crispy, creamy, and sweet all at once
- High in protein
- No added sugar if you skip the honey
I make this when I’ve got ripe bananas and not much else, and it always hits the spot.
What You’ll Need
- 1 thick slice sourdough bread
- ½ cup whipped cottage cheese
- ½ ripe banana, sliced
- ½ tsp cinnamon
- 1 tsp honey (optional)
- Olive oil spray

Tools Needed
- Air fryer
- Knife
- Spoon
- Cutting board
- Small bowl
Pro Tips
- Use whipped cottage cheese for a smooth, creamy texture
- Let the banana ripen a bit—it brings out the sweetness
- Don’t overload the toast or it’ll get soggy
- Lightly spray the bread with olive oil to get it extra crispy
- Want it dairy-free? Use whipped ricotta-style almond cheese instead
Substitutions & Variations
- Use Greek yogurt instead of cottage cheese
- Try whole grain or gluten-free bread
- Add crushed nuts for crunch
- Drizzle peanut butter instead of honey
- Use strawberries or blueberries instead of banana
Make-Ahead Tips
- Slice the banana and whip the cottage cheese ahead of time
- Store components separately in the fridge and assemble before air frying
- How Many Servings: 1
- Total Time: 8 minutes
Calories & Macros (1 serving, with honey)
Calories: 285
Protein: 17g
Carbs: 28g
Fat: 12g
(Macros may vary slightly depending on bread brand and cottage cheese)
Why This Recipe Works (Quick Science)
The whipped cottage cheese adds protein and creaminess, and because it’s light, it doesn’t weigh down the toast. The banana caramelizes slightly in the air fryer, bringing out natural sugars. The bread gets golden and crispy on the outside but stays soft in the middle.
Common Mistakes
- Using too much cottage cheese—it’ll make the toast soggy
- Not spraying the bread—leads to a limp texture
- Using an unripe banana—not sweet or soft enough
- Overcrowding the air fryer—the toast won’t crisp evenly
What to Serve With
- Iced coffee or hot espresso
- A handful of almonds or trail mix
- Green smoothie on the side
- A hard-boiled egg for extra protein
Let’s Make It
Step 1: Slice the Banana
Slice ½ a ripe banana into thin coins.

Step 2: Whip the Cottage Cheese
Spoon ½ cup cottage cheese into a small bowl and stir or blend until smooth and fluffy (if not using whipped).

Step 3: Prep the Toast
Place a thick slice of sourdough bread on a plate and spray lightly with olive oil. Spread on the whipped cottage cheese.

Step 4: Add Banana & Cinnamon
Layer banana slices on top of the cheese and sprinkle with ½ tsp cinnamon.

Step 5: Air Fry
Place toast in the air fryer basket and air fry at 375°F for 5 minutes until the edges are golden and bananas are slightly caramelized.

Step 6: Drizzle & Serve
Remove from air fryer and drizzle with 1 tsp honey (optional). Serve warm on a round plate.

Leftovers & Storage
This is best eaten fresh, but if you need to store it:
- Keep leftover toast in the fridge in an airtight container for 1 day
- Reheat in the air fryer at 350°F for 2 minutes to re-crisp
FAQ
Can I use regular cottage cheese?
Yes, but it’s best whipped. You can blend it or stir it until smooth.
Can I use a toaster instead of an air fryer?
You can toast the bread separately, but the banana won’t caramelize the same way.
Can I make more than one at a time?
Yep! Just don’t overcrowd the air fryer. Make sure the slices aren’t stacked.
Final Thoughts
This Air Fryer Banana Cottage Cheese Toast is a quick win when you want something that tastes like a treat but still fuels your day. It’s warm, toasty, and hits the sweet-creamy-crunchy combo just right.
Try it out, then drop a comment to let me know how yours turned out or ask any questions!
