If you’ve ever craved that perfect combo of crunchy nachos, seasoned beef, melty cheese, and all the good toppings from Taco Bell, you’re in the right place.
These nachos are fast, cheesy, and loaded with flavor. They’re awesome for game nights, lazy dinners, or anytime you just want something seriously satisfying.
What You’ll Need
- 1/2 lb ground beef
- 1/2 packet taco seasoning
- 1/3 cup water
- 1 cup tortilla chips (thick-style work best)
- 1/2 cup canned refried beans
- 1/2 cup shredded cheddar cheese
- 1/4 cup diced tomato
- 1/4 cup sour cream
- 2 tbsp sliced jalapeños (jarred or fresh)
- 2 tbsp chopped green onions

Why I Love This Recipe
Back in high school, I used to swing by Taco Bell after practice with friends. Nachos Supreme was my go-to every single time. This homemade version? It hits the same spot but tastes even better.
- Super quick to make (20 minutes tops)
- Uses easy ingredients you probably already have
- You can pile on as many toppings as you want
- Crunchy, cheesy, and spicy in every bite

Servings & Cook Time
Serves: 2
Total Time: 20 minutes
Prep: 10 minutes
Cook: 10 minutes
Recipe + Instructions
Step 1: Cook the Ground Beef
Heat a skillet over medium heat. Add 1/2 lb ground beef and break it up with a spatula. Cook until fully browned, about 5–7 minutes.

Step 2: Add Seasoning and Water
Once browned, drain excess grease. Add 1/2 packet taco seasoning and 1/3 cup water. Stir and simmer for 2–3 minutes until it thickens.

Step 3: Warm the Beans
Spoon 1/2 cup refried beans into a small pan or bowl. Heat gently over low heat or microwave for 30–45 seconds until warm and spreadable.

Step 4: Assemble the Base
On a parchment-lined baking sheet, spread 1 cup tortilla chips in a single layer. Spoon small dollops of the warm refried beans across the chips. Sprinkle over the seasoned beef.

Step 5: Add Cheese and Melt
Sprinkle 1/2 cup shredded cheddar cheese all over the nachos. Broil for 2–3 minutes until the cheese is melted and bubbly.

Step 6: Add Fresh Toppings
Top the hot nachos with 1/4 cup diced tomato, 2 tbsp sliced jalapeños, 1/4 cup sour cream (spooned in little dollops), and 2 tbsp chopped green onions.

Pro Tips
- Use thicker chips—they hold up better under toppings
- Warm beans before spreading so they don’t clump
- Shred your own cheese—it melts better than pre-shredded
- Don’t skip the broil! It brings everything together
- Add toppings after baking to keep them fresh
Tools You’ll Need
- Skillet
- Spatula
- Spoon
- Small saucepan or microwave-safe bowl
- Baking sheet
- Parchment paper
- Knife and cutting board
- Small bowls for toppings
Substitutions & Variations
- Swap ground beef for ground turkey or black beans
- Use nacho cheese sauce instead of shredded cheese
- Add black olives or guacamole
- Go spicy with hot sauce or spicy nacho chips
Make Ahead Tips
- You can cook the beef and beans ahead of time and store them in the fridge for up to 3 days. Just reheat before assembling.
- Chop toppings and keep them in small containers, ready to go.
Macros (Per Serving – recipe makes 2 servings)
- Calories: ~520
- Protein: ~25g
- Fat: ~32g
- Carbs: ~35g
- Fiber: ~6g
- Sugar: ~4g
Why This Recipe Works (Quick Science)
The magic here is all about texture and layering. Refried beans act like glue to hold toppings onto the chips, while melting the cheese binds it all together. Heating the beef with seasoning and water lets the spices soak in and creates a rich, taco-style flavor. Broiling brings the final crisp-melt combo that mimics fast food perfection.
Common Mistakes
- Using too many chips—keep it to one even layer or the toppings get lost
- Adding fresh toppings before baking—they’ll wilt and get soggy
- Not draining the beef—too much grease makes soggy nachos
- Skipping parchment paper—cheese sticks and cleanup is a mess
What to Serve With
- Mexican rice or Spanish rice
- Corn on the cob or grilled veggies
- A cold drink like lemonade or lime soda
- Salsa, guac, or extra sour cream on the side
FAQ
Can I make this vegetarian?
Yes! Use black beans or meatless crumbles instead of beef.
Can I double the recipe?
Totally. Just use a bigger tray and make sure the chips stay in a single layer.
Do I have to broil it?
You don’t have to, but it really helps melt the cheese quickly without drying out the toppings.
Final Thoughts
This copycat Taco Bell Nachos Supreme is a go-to when you want something fun, fast, and loaded with flavor. It’s way better homemade because you can add as much cheese and toppings as you like. Try it out, share it with a friend, and let me know how it went in the comments!
